This site is owned by „Access Finance“ Ltd./the Company/. The company reserves the right to change the content on the site without prior notice. The website is created with a general informational objective. The site provides general information on products and services offered by „Access Finance“ Ltd. The access to this website is absolutely free. The costs associated with the Internet communication will be borne by the user and depend on the tariff rates of the relevant Internet and Telecom firm that has provided the service.
By accessing this site, the materials and the information it consists of, you, as a user, accept that you have read, understood and agreed with the terms and conditions of use of the website owned by „Access Finance“ Ltd.
Any information, textual or graphical materials and images on this site are a subject of copyright under the Copyright Related Rights Act /CRRA/. The same may be used freely only in the cases and for the purposes prescribed by law, providing that they do not impede on the normal function of the site and do not harm the legitimate interests of „Access Finance“ Ltd.
Liability Limitations and Related Internet sites
This site has the aim to provide the customers of „Access Finance“ Ltd. with an easier access to information regarding the offered services and the terms and conditions of their use. Our goal is to provide complete and up-to-date data on the site. However, when using the site you should be aware that: the provided information might not be completely detailed and accurate; the provided information does not represent any legal or other advice or recommendation. In case you need one, you may search for the opinion of a competent professional in the proper field; the provided information contain references to other sites which „Access Finance“ Ltd. does not control in any way, therefore, does not have responsibility for the accuracy of the information published on them.
The company does not have responsibility for any incurred damages or missed benefits because of inaccurate information on the site or on any of the other sites that this site forwards to. The company is not responsible for the incorrect perception of the information as a recommendation for making an investment decision, legal advice, etc., published on the site.
„Access Finance“ Ltd. is constantly striving to limit the inconvenience when using the site. However, we cannot guarantee and we are not to be held accountable when the access to the information and its use are impeded by the incompatibility of the computer programs, technical errors and so forth.
„Access Finance“ Ltd. preserves the right to terminate any connection or connected program at any time. „Access Finance“ Ltd. does not guarantee the seamless and uninterrupted access to this site.
Guaranteed Non-disclosure of Information Containing Personal Data
The Personal Data Protection of the visitor/user on this site is governed by the current Terms and Conditions of Use, the decree of the Personal Data Protection Law and the mandatory instructions of the Personal Data Protection Commission (www.cpdp.bg).
Without affecting the decree of the following paragraph, the personal data will not be mentioned to third parties, unless the applicable law requires such disclosure to the competent authorities but solely to them.
The above - mentioned data can be stored and processed by the company for communication and statistical purposes and for the improvement of the provided services only. By using this site, the visitors/users signify their agreement that their data can be used for these purposes by „Access Finance“ Ltd.
This site contains specific links (links, hyperlinks, banners) leading to other sites, supported by third parties. If a visitor/user of this site decides on his own to follow the links to these sites, the company should by no means be responsible for the terms and conditions related to the personal data management and protection, applicable to the other sites.
Besides that, the visitors/users of our website have the right to access data related to them and can object to the processing of this data.
"Cookies" are files that may be sent and stored on your computer or other Internet enabled devices each time you visit a specific website without collecting any information about documents or files stored on your device.
At our website www.bialakarta.bg, we use "cookies" for many reasons but mainly for creating safer and more efficient environment for our visitors/users. Basically we use "cookies" necessary for the services provided through our site (e.g. online application) and "cookies" used for statistical purposes and issues in regard to the functionality of our site (e.g. number of visitors, repetitive visits, visit frequency, visitor preferences, etc.).
In general web browsers are set up to accept "cookies” by default. Therefore, if you want to change the way your browser works, including the receiving of a "Cookies Notice" your browser settings must be changed. In case you want to block the "cookies", the same applies as well.
It should be noted that the non-acceptance of "cookies" may limit the provision of certain services (e.g. online application) and information from the company.